Investments Calculators
Model SIPs, lumpsum returns and goal-based investing before you commit a rupee, with every projection showing its formula.
Whether you're starting a first SIP, comparing a lumpsum against monthly investing, or checking the annualised return on irregular cash flows, these calculators break the math down step by step, with no black-box numbers and no signup wall.
How to think about investment calculators
A few principles worth knowing before you run the numbers.
1Start with the goal, not the fund
Before comparing fund options, work out the number you actually need: a goal amount, a target corpus, a monthly SIP you can sustain. Calculators here work backward from that number just as often as forward from an investment amount.
2Assumed returns are illustrative
Every SIP, lumpsum or CAGR projection uses a return rate you choose. That rate isn't a guarantee, so run the same numbers at a conservative and an optimistic rate to see the range of outcomes, not a single point estimate.
3Compounding rewards time more than timing
Small, consistent monthly contributions started early tend to outgrow larger contributions started late. Use the SIP and Step-up SIP calculators to see how a few extra years change the outcome more than a few extra percentage points of return.
4ELSS bundles investing with a tax deduction
Of every 80C option, ELSS has the shortest lock-in, but with a real catch: each SIP instalment carries its own 3-year lock-in from its own date, not one clock from your first contribution. Model this properly before assuming your whole corpus unlocks at once.
Frequently asked questions
Straight answers to the questions we hear most about Investments calculators.
Learn more
Articles to go deeper on the ideas behind Investments calculators.